1. Financial identity scale : testing the international validity of its variable-centered and person-centered modelsAngela Sorgente, Margherita Lanz, Shikha Bhatia, Carla Crespo, Gabriela Fonseca, Žan Lep, Tamás Martos, Oana Negru-Subtirica, Alda Portugal, Mette Ranta, Ana Paula Relvas, Viola Sallay, Nidhi Singh, Ulrike Sirsch, Rimantas Vosylis, Maja Zupančič, Soyeon Shim, Joyce Serido, 2025, izvirni znanstveni članek Ključne besede: financial identity, emerging adults, financial identity scale, identity statuses, identity profiles, validity
Objavljeno v DiRROS: 02.09.2025; Ogledov: 635; Prenosov: 203
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2. One (financial well-being) model fits all? : testing the multidimensional subjective financial well-being scale across nine countriesAngela Sorgente, Žan Lep, Maja Zupančič, 2024, izvirni znanstveni članek Povzetek: A multidimensional model of emerging adults’ subjective financial well-being was proposed (Sorgente and Lanz, Int Journal of Behavioral Development, 43(5), 466–478 2019). The authors also developed a 5-factor scale (the Multidimensional Subjective Financial Well-being Scale, MSFWBS) intending to measure this construct in the European context. To date, data using this instrument have been collected in nine countries: Austria, Canada, Finland, India, Italy, Portugal, Romania, Slovenia, and Turkey. In the current study, data from these countries were analysed to test the validity of this model internationally. In particular, using an international sample of 4,475 emerging adults, we collected the following kinds of validity evidence for the MSFWBS: score structure, reliability, generalizability, convergent, and criterion-related evidence. Findings suggest that the MSFWBS (1) yields valid and reliable scores, and (2) works well in individualistic and economically developed countries, producing comparable scores. Implications for researchers and practitioners are discussed.
Ključne besede: psychology, finance, well being, cross cultural studies, test reliability, test validity, emerging adulthood, Multidimensional subjective financial well-being scale for emerging adults MSFWBS, Satisfaction with life scale SWLS
Objavljeno v DiRROS: 27.01.2025; Ogledov: 645; Prenosov: 335
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3. Predicting satisfaction with money management and life satisfaction in parents of emerging adult studentsMaja Zupančič, Žan Lep, 2024, izvirni znanstveni članek Povzetek: Many parents cope with the prolonged financial dependence of their emerging adult children and problems arising from sharing a household, which may challenge parental satisfaction with money management (SMM) and life satisfaction (LS). We created and tested a conceptual model of potential pathways to parental SMM and LS. Data were collected in a sample of 482 student–parent pairs via an online survey that included adjusted questionnaires on financial functioning (Shim et al., Journal of Youth and Adolescence 39:1457–1470, 2010) and Satisfaction with Life Scale (Diener et al., Journal of Personality Assessment 49:71–75, 1985). Relying on the model of financial satisfaction from the student perspective (Sirsch et al., Emerging Adulthood 8:509–520, 2020), we proposed pathways of the family SES, financial parenting (explicit teaching and financial behavior; parent report; 22.8% fathers), and parent–child financial relationships (student report; Mage = 19.94; 45.2% males) to parental SMM and LS. We also anticipated intermediate relations of financial parenting with the students' self-reported financial learning outcomes (cognitive and behavioral/relational). The SES, proactive parental financial behavior, and favorable parent–child financial relationships predicted parental SMM and LS. Financial parenting was linked to the student's positive financial learning outcomes, but only financial knowledge further influenced the financial relationship with their parents. The findings suggest the benefits of successful parental financial socialization for both the offspring's finance-related outcomes and their parents' satisfaction.
Ključne besede: education, university students, parents, financial dependece, money management, life satisfaction, sharing a household, emerging adulthood, young adults
Objavljeno v DiRROS: 27.01.2025; Ogledov: 609; Prenosov: 509
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